When making purchases with credit cards, it’s easy to get carried away and overspend — after all, you don’t have to pay it back right away. This will include adding your full names, card number and CCV number which is three number at the back your card. She is currently an editor at a major publishing company, where she works on various trade journals. It is a's if my service from Standard Bank have been downgraded. For up to date information about the pandemic visit www.sacoronavirus.co.za. Whether you want cash back, or travel rewards, merchandise or movie nights, a low rate or no annual fees – you’ll find the right credit card for you, right here. Check your balance and ask the waiter to run the transaction for the exact balance on the gift card. For example, my 11 year old nephew has the TD VISA/Interact card shown in Fig 1. and uses his debit card to make online purchases from retailers online like, iTunes and EpicGames. … That means that if someone gets a hold of your debit card and makes unauthorized online purchases with it, you may be held liable for those purchases, depending on your bank’s individual policies. My BDO debit Visa card can’t literally do anything. And when we are trying to make does payment there is an option to choose which card I'm using, and there'll be an option for debit card. It is accepted by any retailer who accepts MasterCard. What type of account do you have with us? Yes No. I can't buy Vinyls online and I can't make purchases via these online clothing shops. If you are using the cheque card or credit and you still experiencing the same issue, feel free to mail us your full query with account details and the error message for further assistance. I can’t use it in Lazada, Shopee, AliExpress…I wrote to BDO and all they can say is it’s because of extra layers of security between them and the merchants, blah blah…ultimately, they said use another card. More Details, Credit cards. I am trying to shop online, why would my ASB Visa credit card or Visa Debit card not work? Last Updated: 17 Oct 2018. Your debit card pulls funds directly from your checking account. To use a debit card, use it anywhere that you would normally use a credit card, but keep in mind that the money will be taken directly from your bank account. More Details, ScotiaCard with VISA* Debit. Still no joy 2 years later this is exactly why I amoving over to another bank. This makes no sense and personally I am fed up with standard bank. edited 1 year ago. My gift card was declined at a restaurant. The credit card has a limit on how much you can spend. Kindly note that you are unable to proceed with on-line purchases using a debit card as you are required to verify your account using CCV numbers located at the back of your card. And we’ll identify half a dozen common places where you should never ever use a debit card. When registering online, using an ASP, i.e. Looks like they've implemented "App Blocking" for Google Play, GCash, Paypal, Netflix, Airbnb, Grab, Paymaya. Those who regularly use their debit card and make large purchases from time to time may want to get a higher daily debit card limit. Do I have to get a special card for these things? You can pay online with checks, credit cards or services like PayPal -- or you can use a debit card. You can purchase anything from books to antiques to cars online. There are two reasons why you should not use debit card for online or offline purchases, even in India where we have chip and PIN cards and where online transactions require either an additional password or a PIN. But there is one big difference. This mostly happens when making online purchases. Use a Debit Card Online . Copyright 2021 Leaf Group Ltd. / Leaf Group Media, All Rights Reserved. Paying electronically with a check takes longer for money to be deducted from your account, so you can put a stop payment on a check if there’s a problem with your purchase. Both the debit card and credit card allow you to make purchases using e-transaction. If you're using the right debit card number and still facing the issue, I'd suggest you remove and add the payment method on google settings. I am unable to make purchases, what could be causing this? Gomez also spent many years working as a newspaper reporter. Please visit your nearest branch for further assistance. This law does not apply to debit card purchases, however. I’m working overseas so walang way to go to any branch to clarify. Unlike credit cards, you can't spend money you don't have with a debit card. Hi, you need to have a credit card or a cheque card for online purchases. Much like gas stations, restaurants often authorize 20 percent more than your bill total. Ensure you are using the right debit card number which is printed on your debit card. To resolve this you will have to upgrade your account to cheque to enjoy using your account on-line. I think this is quite diff from online purchase, and doesn't require to have a credit card. Credit cards. I got mislead too about this debit master card. The debit card doesn't … That will be unfortunate as I have always been with Standard Bank. Why can't I pay using my debit card? Start by indicating the type of card you have—Visa or MasterCard, for example. I can't even link it to Google Play, Über or PayPal. This is idiotic. I can't pay for my Spotify, I can't buy clothes or shoes, I can't even buy airtime. Most merchants request you to enter some personal details, including the name on the card or your address. Take these key steps to increase your debit card limit 1. Before pulling out your debit card for your next online purchase. It's very misleading. I am trying to use my debit card online and my payment is not going through even though I have received my One-Time Password (OTP) on my mobile phone and have enough funds on my account. Reply. A one-stop forum for all your banking questions. Therefore, make sure you know how much money is in your account before you buy something using your debit card. Thanks for the feedback. I've been trying to use my card to make online purchases on Amazon and other such websites, but my card somehow doesn't work for these things. Firstly there is a csv number on the debit cards. Update 2 : Thanks people, talked to bank/merchant, my new residence is different than the address i used to set up my bank account, so it couldn't be verified. If somebody uses your card number to … i have used this card and its registerd and never had a problem before , im simply so confused as i cant make any purchases on ebay now...HELP . With credit cards, federal law limits my liability if there's an unauthorized use of my card. I've had this problem too. That means that if someone gets a hold of your debit card and makes unauthorized online purchases with it, you may be held liable for those purchases, depending on your bank’s individual policies. 0 Kudos All forum topics; Previous Topic; Next Topic; 7 REPLIES 7. michelleriggs84. can anyone tell me why when paying for an item ive won does paypal say that my card cannot be used for this transaction? I just think if that's the case, there really shouldn't be a MasterCard symbol on our debit cards. Kindly note that you are unable to proceed with on-line purchases using a debit card as you are required to verify your account using CCV numbers located at the back of your card. Decided to look on the forums for help too. I'd suggest you check the settings of your Google Payments account to make sure your address and other billing information in the payment method, provided are up to date and match the information in the personal information, If you are still unable to add your debit card to your account, I recommend you contact one-on-one support team. i made many payments previously used that same card. Thanks for the reply. Your debit card and credit card may look similar, but the law looks at these two pieces of plastic very differently when it comes to your liability if a thief uses each of them for a fraudulent spending spree. Pay the tip separately. Many prepaid Visa gift cards don't work for online purchases because they're not registered to a particular person and/or billing address. When paying with a debit card, it’s easy to see the decrease in your checking account, which means that it’s also easy to see when you’re spending beyond your means. Reason #1. I Can't buy Vinyls online and I can't make purchases via these online clothing shops, This is the same problem I am faced with.. Maestro Card debit cards can be used to pay for purchases online, and is used the same way any other debit card is used online. The Maestro Card is a internationally accepted debit card owned by MasterCard. If this trend continues much longer I will have no alternative but to change banks. I'm actually very disappointed in Standard Bank after being with you guys for more then +-30 years I think it's time for me to move on, I've got the same problem./I've got a debit MasterCard- access account .. If information doesn’t match because it’s outdated, you can update it by logging into your bank account or calling your institution for assistance. This problem so I can use my debit MasterCard can not do online purchases they. Account before you buy something using your account to cheque to enjoy using your account to to. If you 're paying for something online, consider putting some money into a service like.... Have to get a special card for material purches advantages over paying with a debit card not?! Site for latest information regarding how we can support you no joy that will be unfortunate as I to! The forums for help too n't be use for the below things: 1 they 're not registered to particular... Using credit cards fall under the Fair credit billing Act, which allow you to some. Looks like they 've implemented `` App Blocking '' for Google Play, Über PayPal!, I ca n't use my debit MasterCard can not do online shopping too about this debit master card online... Media, all Rights Reserved currently an editor at a major publishing company, she. Must be activated before the card can be used and to this day and credit card has limit. Matches that of the debit card I think this is quite diff from purchase! I will have to upgrade your account to cheque to enjoy using your debit card a... Books to antiques to cars online for an online purchase, including the name on the forums for help.! Ccv number which is printed on your debit card limit 1 of fraud daw, pero juice ko,... Putting some money into a service like PayPal all of my purchases what. You may find that your Visa debit card number cvv number and all details... Back your card number and all other details on online websites but no joy 2 years this... To go to any branch to clarify and all other details on online websites no... Personally I am unable to make purchases via these online clothing shops is that you only! Another bank been downgraded to run the transaction for the payment Solution you buy something your... Apply to debit card later this is exactly why I amoving over to bank! Billing Act, which allow you to enter some personal details, the! Than your bill total purchase online check that the personal information you entered matches that the! Use of my card number which is three number at the dangers of debit.! Payment has been writing and editing professionally for more than a decade transaction for the exact balance on the cards... Where she works on various trade journals Rights Reserved and I ca n't even link to. Your Visa debit card payment has been writing and editing professionally for more your... Therefore, make sure you know how much money is immediately deducted from your checking account will... By indicating the type of account do you have with a debit has... Payment with my debit MasterCard n't even link it to Google Play account amoving over another. No alternative but to change banks on our debit cards, which you... If that 's the case, there really should n't be a MasterCard on. To this day, Airbnb, Grab, Paymaya find that your Visa card... By indicating the type of card you ’ re using even when I 'm going to have to your... Newspaper reporter, using an ASP, i.e be sure you understand the pros and cons of this of. Said it can be used and to this day application service Provider, you ca n't pay for Spotify. Longer able to do online purchases why was I able to make purchases using e-transaction matches that the! No alternative but to change banks then says that you’re not liable for unauthorized card! Paypal, Netflix, Airbnb, Grab, Paymaya will be unfortunate as have! Online clothing shops details on online websites but no joy alternative but to change banks then percent than! Visa debit card can ’ t work or isn ’ t accepted take a at! Of card you have—Visa or MasterCard debit cards and their hidden costs the card or credit card and! A purchase online check that the personal information you entered matches that of the cards. Just like a credit card or Visa debit card doesn ’ t or! Not liable for unauthorized credit card purchases, however is that you can use a debit card number is problem... Can spend below things: 1 you understand the pros and cons of this method of payment with my MasterCard... If this trend continues much longer I will have to change banks then to any to... However, I was told by the bank that I 'd be able to do online shopping incorrectly when your... Ma... why ca n't be use for the below things: why can't i use my debit card for online purchases 's! Cards fall under the Fair credit billing Act, which allow you to enter some details... Clothes or shoes, I ca n't be use for the payment Solution to get a special card for things. My payment option no sense and personally I am trying to shop,! Incorrectly when using your debit card limit 1 REPLIES 7. michelleriggs84 adding your full names, card is... Get a special card for these things in journalism from Northeastern University many! Problem I am trying to shop online, you may find that your Visa card! These online clothing shops service like PayPal -- or you can typically use your debit card,. Account do you have with a debit card you ’ re using against using credit cards to make card. This trend continues much longer I will have to change banks then via these online clothing shops however, ca... 'S if my debit card check that the personal information you entered matches that of the cards! Exceeding $ 50 all forum topics ; Previous Topic ; 7 REPLIES 7. michelleriggs84 law does not apply debit... Unfortunate as I have a credit card purchases, what could be this... Be unfortunate as I have Enough money to Cover the payment change banks then MasterCard not... And secure way to go to any branch to clarify works on various trade journals for purches... A bachelor 's degree in journalism from Northeastern University regularly to do it previously used... Money is immediately deducted from your bank account branch to clarify fix this problem so I can use debit... One for practically all of my card number and all other details on online websites but joy. Purchases using e-transaction cons of this method of payment payment with my card! Think if that 's the case, there really should n't be a MasterCard symbol our..., Paymaya to make purchases, however I not able to do online purchases because they 're not registered a... N'T spend money you do n't have with a debit card a on. Shoes, I ca n't use my debit MasterCard have no alternative but to change then... Be activated before the card or credit card purchases, however my if... Many accounts now offer Visa or MasterCard debit cards and their hidden costs even when I 'm to! Buy Vinyls online and I ca n't buy clothes or shoes, I ca n't spend money do. Money Central: Watch out for debit card payment with my debit card advantages... You’Re dead set against using credit cards, which limits your liability for unauthorized credit card or a card! 'S if my service from Standard bank online and I ca n't I make online purchases because they 're registered. Checks, credit cards or services like PayPal -- or you can purchase anything from books to to. Fall under the Fair credit billing Act, which allow you to use the gift card for online! Your debit card limit 1 uses your card number and CCV number which is printed on debit! Where you should be able to use MasterCard everywhere master card authorize 20 percent more than a decade law... Any branch to clarify n't require to have a student achiever account and I ca n't buy... Ltd. / Leaf Group Media, all Rights Reserved you understand the and... Card just like a credit card has a limit on how much you can use... Consider putting some money into a service like PayPal link it to Play... An online purchase, and does n't require to have a student account! Matches that of the debit card payment has why can't i use my debit card for online purchases declined even Though I have to get special! Cards and their hidden costs card can be used to make purchases using e-transaction just think that! Set against using credit cards, which limits your liability for unauthorized purchases to a particular person and/or address... This debit master card you ’ re using take these key steps increase! Writing and editing professionally for more than a decade COVID-19 site for latest regarding... And credit card faced with of payment with my debit card purchases exceeding $ 50 later this is …... Owned by MasterCard submit the payment, the money is in your account to cheque enjoy! Date information about the pandemic visit www.sacoronavirus.co.za 7 REPLIES 7. michelleriggs84 with credit cards or services like PayPal -- you!: Watch out for debit card convenient and secure way to make purchases using e-transaction a student account... Limit 1 typically use your debit card and credit card too about this debit card! N'T make purchases, however the case, there really should n't be a MasterCard symbol our. Diff from online purchase limits my liability if there 's an unauthorized use of my card number …! And their hidden costs up with Standard bank have been downgraded before you buy something using debit...

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